Investments

Investments can be in form of cash (eg: your bank account) through to shares, with a myriad of investment types and ways to invest to be considered.

One of the key influences on how we invest is the potential for risk. The meaning of risk can vary. For some it may mean the possibility of losing a portion of their investment due to market movements or a poor decision. For others it may mean not enough income is produced from the investment. Another measure of risk is the variability of returns over time known as volatility. Generally, risk can be viewed as the chance of failure in achieving objectives or goals.

Risk and return are closely related. In general, the higher the degree of risk associated with an investment, the higher the return required by investors to accept this risk. Low risk investments such as cash offer relatively low returns as a reflection of their greater security. This is called the risk/return trade-off.

Understanding your attitude to risk can help you establish where you should invest. The make up of your investments (how much cash, how much in shares) is referred to as Asset Allocation. Asset Allocation will have the largest impact on how your investments perform over time.

Investment strategy exists in most of our financial decisions and is therefore key component of any financial plan.

  • Covid-19 resources

    Multiple sources of help and further explanations are available below regarding the relief packages and programs recently released by our Governments. All relate to Covid-19 and are grouped here so you don’t have to go searching for the information.​ If you have any questions, or require further assistance, please send us an email or phone.​

  • COVID-19: Early Childhood Education and Care Relief Package

    From Monday 6 April additional support for Early Childhood Education and Child Care Services and their families.

  • Government announces mandatory code for rent relief

    News release 7th April 2020. Prime Minister Scott Morrison has revealed that he has reached an agreement on a mandatory code for the provision of rent relief by commercial landlords to tenants.

  • ATO clarifies COVID-19 rent relief concerns

    The Australian Taxation Office has responded to widespread concerns on whether SMSF landlords providing rent relief to tenants due to the financial impacts of the novel coronavirus is a contravention of the SIS Act.

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