Home Loans and Debt Management

Debt or borrowed moneycan play an important role in helping you achieve your lifestyle goals and objectives. However, it is important it be managed and structured effectively to minimise borrowing costs.

The way debt is managed may depend on whether it is considered 'efficient' or 'inefficient'. Correctly structuring debt and your repayments and save your tens of thousands of dollars so it pays to get it right.

IT Financial Services, ABN 48 097 884 976, is an Authorised Representative of Apogee Financial Planning. Apogee Financial Planning Limited ABN 28 056 426 932 is an Australian Financial Services Licensee and has its registered office at 105 - 153 Miller Street North Sydney NSW 2060. A member of the National group of companies.