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Hot Issues
How familiar are you with this graph?
Keeping a close watch on contribution caps
Any changes to the Age Pension make saving through super crucial: ASAF
New insights into women and super
Keeping super in the family
Afternoon Thoughts (US, Asia and Europe)
Market Update - March 2014
Younger SMSF members
SMSF Specialist wanted
Aged Care
Crowd control
Philanthropy upswing
Market Update - 28th February 2014
Resources on our site to help you and your family.
SMSF investment process is broken, but a good financial planner can fix it
A behavioural barrier to successful saving
Spending of super lump sums
What the past can teach us about the current emerging turmoil
Some terms defined - Super & Investment
Spending control in a low-interest environment
Market Update - January 2014
The return of a resilient US
Putting financial literacy to the test.
No intention to retire
Outlook for Japan in 2014
Articles archive
Quarter 1 January - March 2014
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Quarter 4 October - December 2011
Quarter 3 July - September 2011
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Quarter 4 October - December 2010
Quarter 3 July - September 2010
Quarter 2 April - June 2010
Quarter 1 January - March 2010
Quarter 4 October - December 2009
Quarter 3 July - September 2009
Quarter 2 April - June 2009
Quarter 1 January - March 2009
Quarter 4 October - December 2008
Quarter 3 July - September 2008
Quarter 2 April - June 2008
Quarter 1 January - March 2008
Quarter 4 October - December 2007
Quarter 3 July - September 2007
Quarter 2 April - June 2007
Quarter 1 January - March 2007
Quarter 4 October - December 2006
Quarter 3 July - September 2006
Quarter 2 April - June 2006
Quarter 1 of 2010
Personal Credit Ratings
Evaluating a Company’s Management
Super trouble for women
Tips for the prospective Landlord.
Forget those great expectations
Market Updates – 28th February 2010
A matter of age.
Berkshire’s stock splits:  Good buy or Goodbye?
Why no extra contributions? It's no mystery
Stronger growth tipped for Australia
Market Updates – 31st January 2010
6 Reasons Why You NEED A Budget
6 Months to a better budget.
Amnesty – Overseas Undeclared Income
The outsiders
Inside self-managed super
Market Update - 31st December 2009
Personal Credit Ratings

Missing three consecutive credit card payments, paying phone bills three months late or trying to make too many credit applications can make you a bad credit risk.

After three missed payments in a row, you are technically in default and that will be listed on the credit history.

Any of these actions will stay on your official credit history for five years, making it very difficult to secure a loan.

Whenever anyone applies for a credit card or loan, the financal institution will check the applicants’ creditworthiness with a credit organisation.

That will be added to your credit history of any previous inquiries you’ve made for credit cards or loans and any defaults or any judgements.

Consumers should regularly order a copy of their credit file to check its accuracy.

Get in contact with the agencies, then check yourself, particularly if you’re about to go for a home loan.




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